SO! Are you using THESE???? RCD – deposit checks with your cell phone! MACO – log into your cell banking with a fingerprint/smile/pin/or voice! LOANS – apply online or from your cell! CAR SHOPPING – Shop on line from our website! MEMBERSHIP BOOKLET with: Privacy disclosure, Membership and Account Agreement, Funds Availability Policy Disclosure, Electronic Fund Transfers Agreement & Disclosure w/ Application, Truth-in-Savings disclosure including updated fee schedule (effective 6/18/18). Located under “Disclosures” on left hand side of our home page.