Senior Care Resources in Texas
Paying for Senior Care in Texas
Paying for Long Term Care and Assisted Living (financial assistance)
Medicare Plans explained
Get a copy of your credit report Get help reporting Fraud, compromised SS# etc. and for FAQ’s
Loan Calculator: Can also quote you: GAP, CREDIT LIFE, CREDIT DISABILITY, and MECHANICAL REPAIR COVERAGE
Locate a CO-OP ATM: for free cash withdrawals
The Texas Tuition Promise Fund®: could be the answer for your child or someone you know – an affordable way to save for a child’s higher education. The Foundation accepts scholarship applications Sept. 1 through Dec. 31.
Texas Lemon Law: Your rights when you buy a defective vehicle.
National Credit Union Association (NCUA)
National Endowment for Financial Education (NEFE): Created to help consumers cope with financial challenges.
Kerrville Public School Foundation
Pocket Cents: A new financial literacy website for EVERYONE including Kids! Provided by NCUA.
On Guard On Line help from the US Government
JRBT- The inflation Reduction Act: What Does it Contain

EDUCATIONAL RESOURCES:

Mastercard® ID Theft Protection™

Both personal and business members are eligible for the Mastercard® ID Theft Protection™ program, which allows you to track your identity risk level and detect potential fraud. If suspicious activity is noticed, you’ll be alerted and given steps on how to take action to protect yourself. Should your identity ever be stolen, you’ll receive “white glove” treatment from Mastercard experts who will step in and personally help you resolve the matter. You can also monitor other credit card types (e.g., store cards, Visa, Amex) besides your Mastercard.

Follow these steps to sign up:

Go to IDProtectionOnline.Com to enroll
Click Activate Now
Enter in your Mastercard card number to qualify
Click Enroll
Fill out your Personal Information
Click Save
Review your personal information
Add your Social Security Number and other information to track (optional)
Turn on credit monitoring by clicking Activate Now on the credit services tab
Review your risk level, alerts and monitoring on your dashboard as needed or set up alerts

There’s No Faking It: Deepfake Fraud Is a Real Problem

More and more criminals are using AI deepfakes to commit identity fraud or pry money and data from businesses and individuals. As this technology grows more sophisticated, these AI-generated videos, images, or voices can feel increasingly realistic.

To recognize deepfakes in real time, you’ll most likely have to rely on your own powers of observation. Here are important tips to identify AI-generated videos and calls.

College Savings Encouragement for 529 Day

Putting money away for your children’s college funds while paying everyday expenses can be a challenge. Comptroller Hegar invites Texas families to save for higher education costs, including by using 529 college savings plans. Learn About 529 Plans

How to Protect Against Theft in Payment Apps

Mobile payment apps like Cash App, Venmo, and Zelle offer the ultimate convenience for transferring money. Unfortunately, thieves love these apps too.

While calls for better consumer protection within these apps grows, there are still steps you can take now to minimize your risk. Here are 5 tips to protect yourself while using payment apps.

That QR Code Might Not Lead Where You Think it Does.

QR codes have become a convenient way to access and share information in our daily lives. Unfortunately, scammers have figured out how to misuse QR codes for their own malicious purposes. Here’s a closer look at what you can do to stay protected against this latest risk.

Six Resolutions to Protect Your Privacy and Identity in 2024

Don’t let lax online practices derail your bigger plans: Resolve to protect yourself against identity fraud and other cybercrimes. Here are six simple resolutions to add to your new year’s list, all designed to help safeguard your privacy and identity.