LOANS/RATES/APPLY

LOAN CALCULATOR

Scroll down to see our rates

We can also quote you:

    • Gap
    • Credit Life
    • Credit Disability
    • Mechanical Repair Coverage

Our Student Choice Undergraduate Line of Credit Website!

Apply – VEHICLE, LINE of CREDIT, or RECREATIONAL

Apply – MORTGAGE LENDING

Apply – PLATINUM MASTERCARD CREDIT CARD!

CREDIT LIFE/DISABILITY APPLICATION FOR PLATINUM CREDIT CARD
PLATINUM CREDIT CARD INITIAL DISCLOSURE

APR refers to the annual percentage rate or the dividend rate.
APR refers to the annual percentage rate or the dividend rate.
APY refers to the annual percentage yield.

Loan Rates - Effective Wednesday, October 27, 2021
Loan TypeRates as low asTerms & Information
New Vehicle Loans » 2.75% 60 M Awesome rates on new and used! Refinance today!
New Auto or Truck 72 months » 3.25% 72 M Go 72 months to have a more affordable monthly payment
New Vehicle 73-84 Months » 3.95% 84 M Go up to 84 months - for lower monthly payment
Used Vehicle up to 60 months » 2.75% 60 M Purchase or bring your vehicle loan to Texhillco!
Used Auto/Truck 72 Months » 3.25% 72 M For higher priced used vehicles, spread those payments out!
Used Vehicle 73-84 Months » 3.95% 72 M For higher priced used vehicles, spread those payments out!
New Recreational Veh to 84 mos 5.5% 60 M Get that recreational vehicle you always dreamed of!
New Recreational 85+ Months » 6.5% 60 M Get that recreational vehicle you always dreamed of!
Used Recreational Vehicle » 5.5% 60 M Find that used dream recreational vehicle! Call us!
Used Recreational 85+ months » 6.5% 60 M Find that used dream recreational vehicle! Call us!
Line of Credit » 8.75% 36 M Advance on your LOC online!
NEW HIRE » 14% 10 M SCHOOL DISTRICT NEW HIRE - 10 MONTH LOAN
Personal Loan Consolidation » 10% 48 M No money at the end of the month? Ask about PLCD!
Master Card Credit Card » 9.74% 60 M Apply for a Credit Card with the CU today
Personal Loan up to $35K » 9.25% 120 M

*Annual Percentage Rate
**Annual Percentage Yield – Fees may affect APY

Certificate Rates - Effective Wednesday, October 27, 2021
Certificate TermAPYMinimum Deposit
6 MONTH CD0.25%$1000
12 MONTH CD0.4%$1000
12 MONTH CD0.4%$40000
12 MONTH CD0.4%$75000
2 YR CD0.5%$1000
2 YR CD0.5%$40000
2 YR CD0.5%$75000
3 YR CD0.7%$1000
3 YR CD0.7%$40000
3 YR CD0.7%$75000
5 YR CD0.8%$1000
5 YR CD0.8%$40000
5 YR CD0.8%$75000

Certificate rates are subject to change daily. The minimum certificate purchase is $1000.00.  Dividends on all certificates are compounded within the certificate each month unless you request it be deposited into your account. Early withdrawal penalty for certificates:  Six months – 30 days interest; One year – 90 days interest;  (currently these are the only two Certificates we are offering); Two year 180 days interest; Three year – 270 days interest; Five year – 365 days interest. Notice: Dividends are based on the credit union’s earnings at the end of a dividend period and cannot be guaranteed.

Savings Rates - Effective Monday, April 5, 2021
APYMinimum
Deposit
Minimum
Balance
CHECKING0% $0
SHARE0.1%$10$10
SPECIAL SAVINGS0.1% $0

Members should call the credit union to verify rates. 

Contact your credit union to find out if there are any fees on these accounts that could reduce your earnings.  All rates and terms are subject to change. Contact us for the most current information at 830-896-3977 or 888-898-8078.