Apply – STUDENT CHOICE REFI
(CONSOLIDATE YOUR STUDENT LOANS)
Apply – STUDENT CHOICE UNDERGRADUATE
LINE OF CREDIT
Apply – Vehicle, Line of Credit, or Recreational
ADDITIONAL .25% RATE REDUCTION FOR CHECKING, PLUS .25% RATE REDUCTION FOR AUTO PAY ON VEHICLE LOANS!
Apply – MORTGAGE LENDING
Apply – PLATINUM MASTERCARD CREDIT CARD!
CREDIT LIFE/DISABILITY APPLICATION FOR PLATINUM CREDIT CARD
PLATINUM CREDIT CARD INITIAL DISCLOSURE
APR refers to the annual percentage rate or the dividend rate.
APR refers to the annual percentage rate or the dividend rate.
APY refers to the annual percentage yield.
| Loan Type | Rates as low as | Terms/Information |
|---|---|---|
| New Vehicle Loans | 3.000% | Awesome rates on new and used! Refinance today! |
| New Auto or Truck 72 months | 3.500% | Go 72 months to have a more affordable monthly payment |
| New Recreational Vehicle | 5.250% | Get that recreational vehicle you always dreamed of! |
| Used Recreational Vehicle | 5.250% | Find that used dream recreational vehicle! Call us! |
| Used Vehicle up to 60 months | 3.000% | Purchase or bring your vehicle loan to Texhillco! |
| Used Auto/Truck 72 Months | 3.500% | For higher priced used vehicles, spread those payments out! |
| Line of Credit | 8.750% | Advance on your LOC online! |
*Annual Percentage Rate
**Annual Percentage Yield – Fees may effect APY
| Certificate Term | APY | Minimum Deposit |
|---|---|---|
| 6 MONTH CD | 0.250% | $1,000.00 |
| 12 MONTH CD | 0.390% | $1,000.00 |
| 12 MONTH CD | 0.390% | $39,999.01 |
| 12 MONTH CD | 0.390% | $74,999.01 |
Certificate rates are subject to change daily. The minimum certificate purchase is $1000.00. Dividends on all certificates are compounded within the certificate each month unless you request it be deposited into your account. Early withdrawal penalty for certificates: Six months – 30 days interest; One year – 90 days interest; (currently these are the only two Certificates we are offering); Two year 180 days interest; Three year – 270 days interest; Five year – 365 days interest. Notice: Dividends are based on the credit union’s earnings at the end of a dividend period and cannot be guaranteed.
| Account Type | APY | Minimum Deposit | Minimum Balance |
|---|---|---|---|
| SAVINGS | 0.200% | $0.00 | $10.00 |
| SPECIAL SAVINGS | 0.200% | $0.00 | $0.00 |
| CHECKING | 0.000% | $0.00 | $0.00 |
| HEALTH SAVINGS ACCT | 0.200% | $0.00 | $0.00 |
Members should call the credit union to verify rates.